
Compare over 50s Life Insurance for your wiser self!
- Guaranteed acceptance, without any medical questions
- Fixed Monthly Premiums, for guaranteed Whole of Life cover
- Tailored and affordable quotes within minutes

What is Over 50's Life Insurance, and why do I need it?
Over 50s life insurance is a specialised policy tailored for individuals aged 50 and above. This policy ensures that upon your passing, a tax-free sum will be provided to your loved ones. This amount can be used for various purposes such as settling any outstanding debts, covering funeral costs, or offering financial stability to your family.



The benefits of over 50's life insurance:

Fixed Monthly premiums
The monthly payments for your policy remain the same, unaffected by inflation or the duration of your policy.

Guaranteed acceptance
Even if you have certain health conditions you can still get an Over 50’s insurance policy without any complications.

Lump-sum pay out
Tax free lump sum payout which can be used to cover funeral expenses or leave to your loved ones.
Of course you can! The best life insurance for you depends on your personal needs and circumstances.
However, a smart option in case you have health conditions and happen to be above the age of 50 would be an Over 50s life insurance. You’re accepted without any health questions or medical check-ups, and it pays out as long as you keep paying. If not, you also have the option of choosing other policies like:
- Whole life insurance: Pays out whenever you pass away, but the premium amount can be higher
- Term Life Insurance: Covers you for a specific time, but it won't pay out if you pass away after that period ends.
It’s important to bare in mind that with Over 50s cover you may get less out of the policy than you’ve paid in. Some causes of death may not be covered and inflation can erode the value of the payout.
How do I get a quote for over 50's life insurance?
It’s important to think about your personal requirements when getting and over 50s life insurance. To get started:
- Click on “Get your tailored quote” below.
- Answer a few simple questions for our experts to learn about your needs.
- Our over 50s insurance experts will advise you on your best options by taking into account your individual needs and work to find the best (tailored and affordable) policy for you.
The lady who I spoke to was brilliant. She was lovely and pleasant whilst being professional and fully informative. She was not pushy at all. She certainly had the right attitude and was engaging. If everyone was like her it would be perfect.

Christine Notley
This was the easiest transaction I’ve had in a long time, the customer service was amazing and very helpful and nice to talk with, would highly recommend the company to friends family etc, fantastic customer service. 5 stars from me.

Zoe Mary Hall
Mr Gower was very professional and found the right cover for me. He was polite and engaged in conversation, explained everything easily.

Callum Dobson

Frequently Asked Questions
Over 50s Fixed Life Insurance is super easy to get because the insurers don’t ask about your health. You’re guaranteed to be accepted.
If you stop paying the monthly fees, your insurance coverage will be cancelled.
As one of the benefits of over 50s life insurance policies, your premiums are fixed. They won’t go up.
Lifetime Coverage Guarantee: One of the most significant differences is that over 50s life insurance provides lifelong coverage. This is in contrast to standard life insurance policies, which typically offer coverage for a predetermined term. With over 50s life insurance, as long as you continue making payments, you’re covered for life.
No Medical Examinations Required: Over 50s life insurance simplifies the acceptance process. Regardless of your health status or any pre-existing medical conditions, you’re guaranteed acceptance. This feature is akin to no medical life insurance, ensuring that coverage is accessible to everyone over 50 without the need for medical assessments.
Over 50s Fixed Life Insurance is super easy to get because the insurers don’t ask about your health. You’re guaranteed to be accepted.
If you stop paying the monthly fees, your insurance coverage will be cancelled.
As one of the benefits of over 50s life insurance policies, your premiums are fixed. They won’t go up.
Lifetime Coverage Guarantee: One of the most significant differences is that over 50s life insurance provides lifelong coverage. This is in contrast to standard life insurance policies, which typically offer coverage for a predetermined term. With over 50s life insurance, as long as you continue making payments, you’re covered for life.
No Medical Examinations Required: Over 50s life insurance simplifies the acceptance process. Regardless of your health status or any pre-existing medical conditions, you’re guaranteed acceptance. This feature is akin to no medical life insurance, ensuring that coverage is accessible to everyone over 50 without the need for medical assessments.