Car Leasing

Car Leasing

Our Services

Service we offer

Term Life Insurance

Life insurance for a predetermined period or defined 'term' of years.

Income Protection Insurance

Regular income, even when you are not working.

Over 50s Life Insurance

Guaranteed lifelong protection without any medical checks.

Critical Illness Cover

Tax-free lump sum for you and your loved ones in times of need.

Private Medical Insurance

With shorter waiting times and quicker diagnosis.

Whole Of Life Insurance

Guarantee your loved ones' financial stability.


Compare Life Insurance quotes from 50+ major UK Insurers.

What is Car Leasing?

Life insurance is a commitment to securing your loved ones’ future. Like a safety net. It’s a contract between you and the insurer that provides a lump sum payment (the death benefit) to your beneficiaries upon your passing.


A life insurance policy eases the burden of expenses like debts, mortgages, and more, ensuring your family’s well-being in your absence.

What Is Car Leasing

Types of car leasing options:

Personal Car Leasing

Leave the research to us, our insurance experts don’t just tailor the policy to your individual circumstances but also help you to avoid overpaying for your life insurance policy.

Exploring Electric Car Leasing

Get personalised quotes within minutes. Once you click on “get a quote”, we ask you some basic questions around your situation. Our cloud based technology then reflects the most appropriate quotes for you within minutes.

Navigating Business Leasing Dynamics

Doubts are normal; after all, you’re on a journey to protect your loved ones’ future. Click on “book a call” for a free consultation with monefi’s insurance experts and get the advice you need.

How does it work? - The Mechanics of Car Leasing

Life insurance offers either a one-time lump sum or a series of regular payments, offering vital financial support to your loved ones when they need it most. It also covers income replacement, debt repayment, and estate planning. The pay out amount is determined by the coverage you choose.

Paying an Upfront Fee

Monefi helps you choose a life insurance policy that suits your needs and you invest regular premiums towards the policy.

Contract Length Considerations

We then discuss with you if you’d like the policy to be for a specific amount of time or your entire lifetime.

Nailing Down Annual Mileage

Designate one or more beneficiaries or trustees when you purchase the policy. These are the individuals that will receive the lump sum amount – death benefit.

The Joy of Driving

You maintain the policy’s active status by paying your premiums consistently, either on a monthly or annual basis.

How much does car leasing cost?

Choice of Vehicle

Opting for a luxury car during leasing typically results in higher monthly payments.

Upfront Payment

A larger initial rental payment can effectively reduce the subsequent monthly repayment amounts.

Lease Duration

Longer contract lengths generally lead to lower monthly payment obligations.

Mileage Allocation

Higher annual mileage commitments within your contract often correlate with increased monthly payment amounts.

Eligibility Criteria for Leasing a Car*

  • Standard feature: Provides protection against unexpected damage caused by natural events such as heavy rainfall or river overflow. 
  • Buildings insurance: Provides cover to structure and permanent fixtures.
  • Contents insurance: Covers items inside your home, including clothing, electronics, furniture, and carpets.
  • Most standard buildings insurance policies provide coverage for damage caused by subsidence, but this applies only if your property hasn’t experienced such issues before.
  • Some policies may also include coverage for losses or damages to belongings due to subsidence and offer temporary accommodation if you need to move out during repairs.

Fire coverage is a standard inclusion in both buildings and contents insurance. If you have both types of coverage, it should safeguard the structure of your home as well as all the contents within it, from furnishings and appliances to jewellery, electronics, clothing, and books.

You almost certainly have coverage for damage resulting from storms under your buildings and contents insurance. This coverage can help mitigate financial losses caused by a storm, such as roof tiles being blown off. However, it typically applies only to your residence and any additional structures like sheds, excluding damage to fences, hedges, and gates.

Most standard buildings insurance policies encompass damage resulting from sudden water leaks or burst pipes, often referred to as “escape of water” coverage. Check with your insurer if your policy covers the repair or replacement of burst pipes, as some policies may only cover the damage caused by the leak. Note that gradual leaks, seen as a maintenance issue, are typically not covered.

Theft coverage is a standard inclusion in contents insurance but typically applies to items stolen from inside your home.

In reality, your phone is more likely to be stolen while you’re outside your home. To protect against this, you may need to add coverage for personal possessions outside your home, which is typically not part of the standard package. Double check with your insurance provider; if it’s not included, you can usually add it to your policy for an additional fee.

How to find affordable Car leasing options?

A useful guideline is to calculate the monthly expenses that would impact your family in case of your passing and then multiply this amount by a reasonable number of years. For instance, parents of young children may consider multiplying it by 15 years or more. It depends on your circumstances, such as dependents, their needs, and available income sources. 

1. Crafting a Realistic Budget

2. Vehicle Selection Strategies

3. Accurate Mileage Assessment

4. The Power of Comparison Shopping

Factors influencing your insurance cost:

Transparency in Comparison

Different insurance types come with varied pricing. It’s crucial to weigh your options to find what suits your business best.

Simplifying the Process

Your industry or profession has unique risks, impacting the insurance cost. Tailored insurance is key.

Get expert advice on tailored and affordable options

Larger businesses with more employees or higher annual turnovers generally face higher insurance costs.


What our customers say.

Latest news:

Frequently Asked Questions.

Can’t find what you’re looking for?

Life insurance provides a tax-free death benefit to beneficiaries upon the policyholder’s passing. It covers income replacement, debt repayment, funeral expenses, education costs, and estate planning. It safeguards loved ones financially, making it an essential tool for securing their future and addressing various financial obligations and goals.

Yes, you can generally cancel your life insurance policy at any time in the UK. During the 30-day cooling-off period after purchase, you can cancel without penalties. After this period, the process and consequences may vary based on the policy type. Hence we recommend that it’s important to review your specific policy terms. A consultation call with our insurance expert should help clarify any doubts. Book a free consultation today. 

In the UK, there is no set limit on the number of life insurance policies you can have. You can have multiple policies for multiple covers, but it’s important to ensure the total coverage meets your needs and isn’t excessive. It’s best to speak to our financial advisors and gain clarity. Avoid overpaying. 

While there’s no legal requirement for life insurance in the UK, most individuals choose to acquire it. This decision often revolves around safeguarding assets and ensuring the financial well-being of their families. It encompasses covering outstanding debts and providing financial security in case of critical illnesses.

If you outlive a term life policy, it expires without a pay out. Whole Of Life cover insurance continues with premiums and often has a cash value. Return of premium policies refund premiums if you outlive the term. Convertible policies can become permanent. Monefi can help you review policy terms and options with your insurer to suit your needs. 

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