Life Insurance
Protecting the financial future of your loved ones is one of the most important decisions you can make. Life insurance provides a guaranteed benefit in the event of death, helping cover expenses and maintain your family’s standard of living. At Monefi, we offer flexible life insurance solutions designed to fit every stage of life and every budget.
Why You Need Life Insurance
Income Replacement
Ensure your family can meet day-to-day living costs—mortgage or rent, utilities, groceries—even if you’re no longer there to provide.
Debt & Liability Coverage
Pay off outstanding loans, credit-card balances, or long-term debts without forcing your family to shoulder the burden.
Education & Milestone Funding
Lock in the funds needed to send children to college, cover wedding expenses, or support other future milestones.
Estate Planning & Inheritance
Leave a tax-efficient legacy that can be used for wealth transfer, charitable gifting, or smoothing estate-settlement costs.
Our Life Insurance Solutions:
Term Life
Affordable fixed premiums for 10–30 years Lump-sum death benefit Option to convert to permanent cover Young families, mortgage payers
Whole Life
Coverage for life with fixed premiums Tax-deferred cash value growth Guaranteed death benefit Those seeking lifelong protection
Universal Life
Flexible premiums and adjustable benefit amounts Cash value accounts linked to interest rates Potential to borrow against policy Savers who want policy flexibility
Why Choose Monefi for Your Life Cover
Tailored Advice
Our specialists take time to understand your financial goals and recommend the right policy structure.
Competitive Rates
We leverage our network of top insurers to secure you market-leading premiums.
Hassle-Free Application
Simplified underwriting and digital policy management make it easy to apply and review your cover.
Ongoing Support
From policy questions to claim assistance, our dedicated team stands by you every step of the way.
Frequently
Asked Questions
What is the difference between life insurance and income protection?
+Life insurance provides a lump-sum payout to your loved ones if you pass away during the policy term. Income protection, on the other hand, pays you a monthly income if you’re unable to work due to illness or injury—helping you cover bills and maintain your lifestyle while you recover.
Will applying for a loan or mortgage with Monefi affect my credit score?
+Can I get financial advice even if I don’t have a lot to invest?
+How long does it take to get approved for a loan or mortgage?
+What happens if I want to cancel my insurance policy?
+Couldn’t find what
you’re looking for?
02080028761
hello@monefi.co.uk
Copyright © 2025 Monefi Limited
Monefi Limited is authorised and regulated by the Financial Conduct Authority, with firm reference no. 938387. Registered in England and Wales with company no. 12857853 and with registered offices at Burton Varley Ltd Suite 3, 2nd Floor, Didsbury House, 748-754 Wilmslow Road, Manchester, England, M20 2DW