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Explore our boiler cover plans designed to keep your home and boiler running seamlessly. Choose reliability and ensure a smooth operation for your heating system.
What is boiler cover? How does it work?
Boiler cover
Boiler cover provides a safety net for your boiler, ensuring protection in the face of unforeseen breakdowns.
Embark on a journey of holistic benefits where your boiler cover policy extends its reach, offering expertise in:
1. Prompt Central Heating Repairs
2. Effortless Plumbing and Drainage Fixes
3. Competent Electrical Wiring Solutions
4. Elimination of Unwanted Pests in Your Home
Seize the opportunity to secure not just your boiler but the entire ecosystem of your home. Elevate your peace of mind, knowing that a comprehensive safety net is tailored around the core of your heating infrastructure.
What does Boiler Cover work?
Your boiler cover means you’re protected when your boiler needs fixing, covering the cost of the repair work, including the service and spare parts. Still, the way it works can change from provider to provider:
1. Time Limits on Repairs: Sometimes, the repair time is limited. The person fixing your boiler might not have unlimited hours.
2. Extra Charges for Call Outs: If you call for help, there could be an extra cost. It’s like a fee you decide on each month.
3. Claim Limits: You can’t make unlimited claims. There might be a cap on how many times you can ask for help each year.
4. Waiting Before You Claim: After you get the policy, there might be a short wait before you can use it. During this time, you can’t ask for help.
5. Old or Costly Boiler Considerations: If your boiler is too old or the repair costs too much, the cover might not pay for it.
It’s like having a buddy for your boiler, but it’s good to know how the deal works for a smooth experience.
Types of Boiler Covers:
There are multiple types of boiler covers you can choose from –
Central heating and boiler cover
Safeguards both central heating and boiler units. Ensures pervasive warmth and hot water circulation. Ideal for those seeking an all-encompassing shield for their heating infrastructure.
Boiler cover only
Targets the boiler unit specifically. Generally more economical, catering to those primarily concerned with boiler-related contingencies. Perfect for homeowners with a distinct heating plan already in place.
Electrical, plumbing and heating breakdown cover
Extends coverage to electrical, plumbing, and heating systems. Ensures a wide-ranging defence against breakdowns in various home utilities. Suited for those aiming to fortify multiple essential home components.
Landlord services
Geared towards property owners leasing residential spaces. Provides comprehensive protection for central heating, boiler, and related systems. Ensures landlords uphold the efficiency and safety of heating utilities in their rental properties.
Delve into these distinct boiler cover options, empowering yourself to select plans that resonate with your unique needs and preferences.
Do you need a boiler cover?
Boiler cover is sometimes part of home insurance. It’s smart to check if you’re already covered before getting another policy. If you’re renting, your landlord is typically responsible, but you might get your own if they agree.
Additionally, insurance experts claim that having boiler cover early can be a wise decision. Some providers make you wait before you can claim. They do this to stop people only getting cover in emergencies. To avoid the risk of no heating or hot water, we suggest signing up for cover as soon as you can.
How to keep your boiler healthy:
Annual boiler maintenance service
Most boiler covers include an annual service, crucial for optimal boiler performance and preventing potential issues. Schedule services in summer to reduce the risk of problems during winter.
Radiator bleeding and maintenance
If radiators stay cold when the heating is on, bleeding them can help. It’s a simple process requiring patience and a container for water. The result: a warmer home and a less strained boiler.
Boiler area dusting and cleanliness
Dust can cause problems if it gets inside your boiler. When dusting your home, don’t forget the boiler’s surroundings. Leave the inside cleaning to professionals.
Boiler pressure inspection and adjustment
Low pressure affects your boiler’s efficiency. Adjust it using the switch, typically located beneath the main controls. If unsure, refer to your specific model’s online guide.
Summer heating system activation
Boiler cover : Eligibility
Boiler cover ensures your heating system is protected, but it’s essential to be aware of certain eligibility factors:
Replacement Boiler Requirements:
- Your service provider might require a new boiler installation to be eligible for cover.
- This ensures that the covered boilers meet modern efficiency and safety standards.
Caution with Automatic Policy Renewals:
- Be mindful of automatic policy renewals.
- While convenient, it’s crucial to review policy terms, coverage, and costs to ensure they still align with your needs
No-Claim Waiting Period or Excess Payment:
Frequently Asked Questions
Typically, the number of service calls or the maximum claim amount per year varies among insurance providers. It’s crucial to carefully review your policy documentation to understand the specific allowances and limitations outlined by your chosen insurer.
No, standard home insurance usually doesn’t automatically cover boiler and central heating issues. To safeguard these components, it’s advisable to opt for specialized boiler and central heating insurance, ensuring comprehensive protection tailored to these specific needs.
Age is a factor, but many insurance providers do offer coverage for older boilers. However, policies may differ, and it’s recommended to check with your insurer to understand any specific conditions or limitations related to the age of your boiler.
If your boiler is deemed beyond repair, some insurance policies may offer a replacement boiler as part of the coverage. Review your policy terms to ascertain the provisions for situations where repair is not a viable solution.
If you change your residence, it’s essential to inform your insurance provider promptly. Coverage terms may be impacted, and the provider will need to adjust your policy accordingly to ensure continued protection at your new address.
The eligibility period to make a claim after obtaining coverage varies among providers. Review your policy details, as some insurers may impose an initial waiting period before you can file a claim.
Generally, your boiler coverage remains intact if you switch energy providers. However, it’s recommended to notify your insurance provider of any changes to ensure seamless continuation of coverage under the new energy arrangement.
Yes, boiler coverage typically includes the cost of repairs, encompassing call-out charges, labour, and the expenses associated with procuring necessary parts for repairs.
Many insurance providers offer coverage for older boilers, but the terms and conditions may vary. Check with your insurer to understand any age-related limitations or conditions that may apply to your specific boiler.
How many service calls or the maximum claim amount per year is allowed?
Typically, the number of service calls or the maximum claim amount per year varies among insurance providers. It’s crucial to carefully review your policy documentation to understand the specific allowances and limitations outlined by your chosen insurer.
Does home insurance automatically cover boiler and central heating?
No, standard home insurance usually doesn’t automatically cover boiler and central heating issues. To safeguard these components, it’s advisable to opt for specialized boiler and central heating insurance, ensuring comprehensive protection tailored to these specific needs.
What happens if my boiler and central heating are quite old?
Age is a factor, but many insurance providers do offer coverage for older boilers. However, policies may differ, and it’s recommended to check with your insurer to understand any specific conditions or limitations related to the age of your boiler.
What if my boiler cannot be repaired?
If your boiler is deemed beyond repair, some insurance policies may offer a replacement boiler as part of the coverage. Review your policy terms to ascertain the provisions for situations where repair is not a viable solution.
What if I change my residence?
If you change your residence, it’s essential to inform your insurance provider promptly. Coverage terms may be impacted, and the provider will need to adjust your policy accordingly to ensure continued protection at your new address.
How soon am I eligible to make a claim after getting coverage?
The eligibility period to make a claim after obtaining coverage varies among providers. Review your policy details, as some insurers may impose an initial waiting period before you can file a claim.
Will I lose boiler coverage if I switch my energy provider?
Generally, your boiler coverage remains intact if you switch energy providers. However, it’s recommended to notify your insurance provider of any changes to ensure seamless continuation of coverage under the new energy arrangement.
Are boiler repairs included in boiler coverage?
Yes, boiler coverage typically includes the cost of repairs, encompassing call-out charges, labour, and the expenses associated with procuring necessary parts for repairs.
Can I get coverage for an older boiler?
Many insurance providers offer coverage for older boilers, but the terms and conditions may vary. Check with your insurer to understand any age-related limitations or conditions that may apply to your specific boiler.
